At Fiat Lux Financial Planning, we value your privacy and are committed to protecting your personal information. This Cookie Policy explains how we use cookies and other tracking technologies on our website https://fiatluxfp.com (the “Site”) to enhance your browsing experience. By using our Site, you consent to the use of cookies in accordance with this policy.

What Are Cookies?

Cookies are small text files that are placed on your device (such as a computer, tablet, or smartphone) when you visit a website. These cookies store information about your preferences, usage patterns, and browsing history, which can be used by the website to enhance your experience. Cookies do not harm your device and do not contain personally identifiable information unless explicitly provided by you.

Types of Cookies We Use

We use the following types of cookies on our Site:

1. Essential Cookies

These cookies are necessary for the basic functionality of our website. They allow you to navigate the Site and use essential features, such as accessing secure areas or submitting forms. Without these cookies, the website would not work as intended.

Examples:

• Session cookies that enable the Site to remember your actions during your session.
• Authentication cookies that allow you to log in securely.

2. Performance Cookies

Performance cookies collect information about how visitors use our Site, such as which pages are visited most frequently, or if users receive error messages. These cookies do not collect personal information and are used to improve the performance and functionality of our website.

Examples:

• Google Analytics cookies (e.g., _ga, _gid) to track website traffic and user behavior.

3. Functional Cookies

Functional cookies allow the Site to remember your preferences, such as language settings, font sizes, or region selection, to provide a personalized experience. These cookies may also be used to provide services you have requested, such as video playback.

Examples:

• Cookies that remember your language preferences or region selection.

4. Targeting/Advertising Cookies

Targeting or advertising cookies are used to display personalized ads to you based on your browsing activity. These cookies track your online behavior and are often used by third-party advertising networks. They help ensure that you only see advertisements that are relevant to you.

Examples:

• Cookies that track your behavior on the Site for remarketing purposes.

How We Use Cookies

We use cookies for various purposes, including:

• Enhancing user experience: Cookies allow us to provide a more personalized experience by remembering your preferences, language, and previous visits.
• Improving performance: Cookies help us understand how our Site is used, allowing us to optimize its performance and functionality.
• Tracking website traffic: We use cookies to analyze visitor data, such as the number of visitors, which pages are viewed, and how users navigate the Site.
• Marketing and advertising: We use cookies to deliver relevant advertisements based on your browsing activity and to measure the effectiveness of our advertising campaigns.

How to Control and Manage Cookies

You have the right to decide whether to accept or reject cookies. You can manage your cookie preferences by:

1. Cookie Consent Management

When you first visit our Site, you will see a cookie banner that allows you to consent to the use of cookies. You can adjust your cookie preferences by selecting or deselecting specific cookie categories in the banner. You can also withdraw your consent at any time by clearing your cookies or revisiting the consent preferences.

2. Browser Settings

Most web browsers allow you to manage cookie settings through their preferences or settings menu. You can configure your browser to:

• Accept or reject all cookies
• Accept only certain types of cookies
• Receive a notification when a cookie is being placed
• Delete cookies from your browser

Please note that disabling cookies may affect the functionality and user experience of the Site.

• For Google Chrome: How to manage cookies in Chrome
• For Mozilla Firefox: How to manage cookies in Firefox
• For Microsoft Edge: How to manage cookies in Edge
• For Safari: How to manage cookies in Safari

3. Opting Out of Google Analytics

To opt out of Google Analytics tracking, you can install the Google Analytics opt-out browser add-on, which prevents data from being sent to Google Analytics. You can download the add-on here: Google Analytics Opt-Out Browser Add-On.

4. Opting Out of Targeted Advertising

If you wish to opt out of targeted advertising or cookies used by third-party advertisers, you can use the following resources:

• Network Advertising Initiative (NAI)
• Digital Advertising Alliance (DAA)

These resources allow you to manage your preferences for targeted advertising and opt out of behavioral tracking by third-party advertisers.

Third-Party Cookies

We may allow third-party service providers, such as Google, to place cookies on your device. These cookies are used to analyze usage patterns and to deliver targeted advertisements based on your interests. Fiat Lux Financial Planning does not control these cookies, and their use is governed by the respective third parties’ privacy policies.

For more information on how Google collects and processes data, please visit Google’s Privacy Policy.

Cookies and Data Privacy Regulations

Our use of cookies complies with data privacy regulations, including the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and California Privacy Rights Act (CPRA). These laws require us to obtain your consent before placing non-essential cookies on your device.

• GDPR Compliance: If you are a resident of the European Union (EU), you have the right to withdraw your consent for non-essential cookies at any time.
• CCPA/CPRA Compliance: If you are a resident of California, you have the right to access, delete, or opt-out of the sale of your personal information, including information collected via cookies.

To exercise any of your rights under these laws, please refer to our Privacy Policy or contact us directly.

Changes to This Cookie Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this Cookie Policy periodically for any changes.

Contact Us

If you have any questions about this Cookie Policy or would like further information on how we use cookies, please contact us:

• By submitting the contact form on our website
• By sending an email to [info@example.com]
• By calling our customer support line at +1 (307) 800-1307
• By texting us at +1 (307) 800-1307